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Tokyo, Japan, October 19th, 2004 - JCB,
a leading international payment brand,
has developed contactless credit for MOPASS
cards conforming to ISO/IEC14443 for Type
B communications. The MOPASS card (MObile
PASSport), created in cooperation with
Hitachi Ltd., combines smart card microprocessor
functions with the flash memory card format
for use in PCs, mobile phones, PDAs and
other information devices with a memory
card slot. JCB demonstrated the card at
the 9th JCB World Conference on October
18 and 19 in Kyoto, Japan.
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| The MOPASS Card |
"The portability of the MOPASS card
means that you can use a lot of different
devices as your credit card", said
Mr. Yosuke Hamada, Assistant Vice President
of JCB's Strategic Market Development Department. "In
fact, the large memory makes it possible
to provide other, value-added services
in addition to credit, making MOPASS ideal
for creating new demand in the market."
Combining smart card microprocessor functions
with the flash memory card format not only
provides MOPASS with large memory capacity,
but advanced security without a special
reader/writer, a particular advantage for
the authentication functions required by
mobile commerce using smaller devices such
as mobile phones and PDAs. A MOPASS card
equipped with proprietary credit and other
applications developed by JCB can perform
all the functions of a conventional-size
IC-chip credit card.
The JCB World Conference demonstration
highlighted both JCB's contactless credit
function using the MOPASS card in a mobile
phone memory card slot, and PC lock, log-in
authentication and file encryption functions
on a personal computer. This demonstration
was the world's first implementation of
MOPASS contactless credit by an international
credit card brand, and JCB will be actively
moving ahead with further development and
trials of MOPASS-based products and services,
including in-house trials next spring.
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| The MOPASS Card |
JCB was an early leader in the implementation
of contactless payment systems, starting
with a system for the Megaweb theme park
in Odaiba offering visitors the choice
of prepay or postpay by JCB card, while
recent innovations include participation
in the preview of the i-modeR FeliCaR Service
in March 2003, the e-METI JCB Business
Card for employee purchases at METI canteens,
as well as technological advances such
as the DualPlus interface providing
contact and contactless interface to a
single chip.
Contactless postpayment is also an integral
part of JCB's Offica and Mobile Offica
multi-function corporate solutions, currently
in use by 10 companies within Japan. In
November JCB will conduct a trial of the
QUICPay contactless payment system,
which offers simple and speedy offline
payments in less than one second using
a variety of contactless chip media. The
trial will implement the system in mobile
phones compatible with NTT DoCoMo's mobile
wallet service.
i-mode is a registered trademark of
NTT DoCoMo, Inc. in Japan and other countries.
FeliCa is a registered trademark of Sony
Corporation.

About JCB Co., Ltd.
JCB is an international credit card brand
and the largest card issuer and acquirer
in Japan. JCB launched its card business
in Japan in 1961 and began expanding
overseas in 1981. Its merchant network
includes 11.7 million merchants and spans
190 countries and territories. JCB cards
are now issued in 18 countries and territories,
with 51.6 million cardmembers. As part
of its international growth strategy,
JCB has formed alliances with more than
320 leading banks and financial institutions
globally to increase merchant coverage
and cardmember base. JCB's corporate
philosophy of "Service from the
heart", a commitment to responsive
and high-quality service, continues to
guide it as it creates the future together
with its customers, merchants and partners.
For further information, please visit
the JCB Co. Ltd. home page at : www.jcb-global.com/english or www.jcbinternational.com.
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